Enterprise Risk Management Officer- Risk Appetite and Assessment

Responsibilities

The Risk Appetite and Assessment team is part of SG Americas Enterprise Risk Management and plays a central role in supporting how enterprise risks are identified, assessed, monitored, reported, and governed across the Americas platform. Reporting to the Head of Risk Appetite and Assessment in Montreal, this role offers broad exposure to enterprise-wide stress testing, business and strategic risk analysis, risk appetite, risk identification and assessment, enterprise risk reporting, governance, and process improvement. It is designed for an adaptable and analytically minded professional who is interested in connecting risk analysis with business strategy and management decision-making. The role requires curiosity, sound judgment, and the ability to understand inputs received from risk types, businesses, or first-line teams, simplify the message, and ask thoughtful questions when something does not appear clear or consistent. Depending on business priorities, team capacity, and the individual’s development path, the person may be assigned to one of the team’s core processes. The expectation is to develop breadth progressively, not to own all processes simultaneously. A strong foundation in quantitative analysis and clear communication is required, while the team will support the individual in developing deeper knowledge of the relevant frameworks, processes, and regulatory expectations.

Responsibilities may include assignment to any of the following core processes, based on team priorities, capacity needs, and the individual’s development path. Areas involving stress testing, business context, and strategic risk are expected to be particularly relevant for this position:

• Enterprise-wide stress testing program: participate in the maintenance and enhancement of the enterprise-wide stress testing program, including connecting stress testing results with business context, management insights, and regulatory expectations.
• Risk Identification and Assessment:
  • Contribute to the enterprise-wide risk identification program, partnering with the second and first lines of defense to report on material risks.
  • Support the development and maintenance of an enterprise-level analytics / Key Risk Indicators program to facilitate independent assessment and challenge.
• Business and strategic risk analysis: support the analysis of strategic risks, business developments, and emerging risk themes, helping translate qualitative and quantitative information into practical risk insights for management.
• Enterprise-wide risk reporting: support the coordination of enterprise-level risk committees across the Americas, reporting to SG AMER Senior Management.
• Risk Appetite and Assessment: assist in maintaining and enhancing the Risk Appetite Statement for SGUS, including supporting the annual review, reporting and escalation processes.
• Risk Management maintenance and improvement:
  • Maintain up-to-date enterprise-wide risk management frameworks.
  • Support the continuous improvement of risk management processes, tools and practices.
  • Promote a strong risk culture and maintain an effective risk management framework by collaborating with various areas of the firm.
  • Assist in efforts to raise self-identified issues and to remediate existing issues.
  • Support overarching initiatives such as the remediation of independent findings (Regulatory, Testing, Audit).
  • Support transversal topics such as regulatory exams, change-the-bank activities, presentations to Senior Management both in SG Americas and at Head Office level.

Profile required

DIVISION DESCRIPTION:
The Risk Management Department contributes to the sustainable growth of the Société Générale group through its expertise, understanding of risks, and risk management techniques. The department’s mission is to independently analyze, assess, manage and monitor risk-taking activities with the objective of achieving, together with the first line-of-defense, the best possible outcome for the bank. The department oversees the enterprise, strategic, credit, market, liquidity, operational, model, and other risks of the corporate and investment banking business activities.

The Enterprise Risk Management function is responsible for identifying, measuring, assessing, monitoring, controlling, and reporting on all risks facing SG AMER. Enterprise risk management is a pro-active, continuous approach to risk management that provides SG AMER with a comprehensive, integrated view of its risks and enables management of risks across its operations consistently and in line with its business and strategic objectives.

SKILLS AND QUALIFICATIONS:
Must Have:

• 5-10 years of relevant experience in risk management, enterprise risk management, finance, governance, or a related field.
• Strong understanding of risk management concepts, with experience in one or more relevant areas such as risk identification and assessment, risk appetite, risk reporting, risk committees, stress testing, or risk measurement.
• Strong quantitative and analytical fluency, including comfort working with numbers, performing basic calculations, interpreting ratios and variances, reconciling data, conducting trend analysis, and applying reasonableness checks.
• Ability to understand inputs from risk types, businesses, or first-line teams, simplify complex information into concise risk insights and management messages, and apply independent judgment by asking questions or challenging content when something appears unclear, incomplete, or inconsistent.
• Adaptability and curiosity to develop across several enterprise risk management processes over time.
• Excellent written and oral communication skills, with the ability to engage stakeholders effectively and explain analysis clearly.
• Proactive, resourceful, and hands-on approach, with the ability to manage priorities and deliver high-quality work in a dynamic environment with periodic deadlines.
• Bachelor’s degree in risk management, finance, business administration, or a related field; Master’s degree or relevant professional certification is a plus.
  

LANGUAGE:

Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States.

Due to US Federal Securities law that may apply to this position, candidates who will apply for this position may be required to submit to an enhanced background screening, including the collection of their fingerprints by a third-party vendor selected by the Financial Industry Regulatory Authority ("FINRA").

Business insight

Societe Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.

OUR CULTURE:
At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

D&I:
Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.
Our Diversity & Inclusion Vision:

• Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
• Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents
• Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-diversity/)

Diversity and Inclusion

Societe Generale is an equal opportunity employer and we are proud to make diversity a strength for our company. We are committed to recognizing and promoting the talents and achievements of our employees and staff, regardless of race, religion, color, national origin, sex, disability, age, gender, sexual orientation, and any other characteristic or status protected under applicable law.
We strive to write our postings as inclusively as possible. If, however, one gender is used alone in this display, it designates persons of all gender identities.