Head of Credit & Capital Markets

@ Opal

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Canada

Temps plein6+ ans d’expérience

Postuler

SIGNAUX

En bref

Opal is hiring a Head of Credit & Capital Markets, its first credit hire, to own underwriting, risk, loan operations and debt facilities from application through funding. The role reports to the CEO, sets credit policy, and leads lender relationships and upcoming capital raises. The posting states a full-time, in-office role in Vancouver or Toronto with base pay of CAD 160K–300K plus a 10–20% bonus and equity.

Responsabilités :

Build underwriting framework and approval criteria for loan and card products
Make larger credit decisions and set automated underwriting rules
Monitor portfolio delinquencies, loss curves and concentrations
Run loan operations, servicing, collections and borrowing base reporting
Manage revolving credit facility and lender relationships, covenants and reporting

Résumé des exigences :

6+ years at private credit, specialty finance or structured/leveraged finance
Underwriting experience with SMB or commercial credit
Ability to read credit agreements and explain borrowing base and covenants
Builds own financial models
Bonus: built a credit function at an early-stage company, cross-border facility experience, SQL or Python

Outils et compétences

SQL Python

Source et dates

Type de source non vérifié · apify-linkedin

Date publiée par l’employeur: Non fourni
Première détection par notre source: 2026-11-14
Mise à jour du dossier source: 2026-11-14

Ces dates décrivent le dossier source, pas une vérification en direct du recrutement. Consultez l’offre originale.

Détails du poste

Niveau	Chef d’équipe
Domaine	Finance et comptabilité
Expérience	6 an(s) et plus
Heures par semaine	40 (estimé)
Milieu de travail	Bureau
Position	Surtout assis
Exigences physiques	physique faible · ordinateur élevé
Langues	English
Avantages mentionnés	Prime de rendement, Actions ou participation

Résumé et détails rédigés par l’IA à partir de l’offre; l’offre de l’employeur fait foi.

Postuler

Opal

Toutes ses offres

Champ	Valeur
Offres sur Jobsy	1

Description

Vancouver / Toronto · In office · Full-time

The role

Our loan book is growing faster than anything else at Opal, and it needs an owner. You'll run everything between a customer's application and the capital that funds it: underwriting, risk, loan operations and our debt facilities.

This is our first credit hire. You'll report to the CEO, write the credit policy, and be the person our lenders trust.

What you'll do

Build the underwriting framework for our loan and card products: approval criteria, limits, pricing and terms
Make the call on larger credit decisions, and set the rules our automated underwriting runs on
Watch the portfolio: delinquencies, loss curves, concentrations, vintages. Act early when something moves
Own loss provisioning and reserves
Run loan operations end to end: servicing, collections, funding and borrowing base reporting
Manage our revolving credit facility and our relationships with lenders, including reporting and covenants
Lead the next capital raises: facility upsizes, new lenders, and later warehouse or forward-flow deals

You could be a fit if

You've spent 6+ years at a private credit or specialty finance fund, in structured or leveraged finance at a bank, or in capital markets at a fintech lender
You've underwritten SMB or commercial credit and had your own judgment on the line
You can read a credit agreement and explain the borrowing base, advance rates and covenants without notes
You build your own models
You're happy negotiating terms with a lender in the morning and fixing a collections process in the afternoon

Bonus points

You've built a credit or capital markets function at an early-stage company
You've worked on cross-border (U.S. and Canada) facility structures
You write basic SQL or Python

Compensation

Toronto: CAD 170K–300K base
Vancouver: CAD 160K–250K base

Roles include a 10–20% performance bonus and equity.