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Mortgage Underwriter - Portfolio (Canada Wide)

@ Highclere Capital

Télétravail au Canada

TélétravailTemps plein5+ ans d’expérience
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Highclere Capital is hiring a Senior Mortgage Underwriter for its portfolio team, Canada-wide, in a remote-first hybrid full-time role. The work covers complex residential mortgage files, exception-based scenarios and insurer and investor conditions, and requires 5+ years of underwriting experience.

Responsabilités :

  • Underwrite complex residential mortgage applications
  • Analyze income, credit, down payment and property valuations
  • Liaise with brokers, insurers and internal teams
  • Maintain audit-ready files and compliance

Résumé des exigences :

  • 5+ years residential mortgage underwriting experience
  • Experience with prime and non-prime lending
  • Strong judgment on complex exception scenarios
  • Proficient in Microsoft Office and LOS systems

Outils et compétences

Source et dates

Type de source non vérifié · collage

Date publiée par l’employeur
Non fourni
Première détection par notre source
2026-11-06
Mise à jour du dossier source
2026-11-06

Ces dates décrivent le dossier source, pas une vérification en direct du recrutement. Consultez l’offre originale.

Détails du poste

NiveauSenior
DomaineFinance et comptabilité
Expérience5 an(s) et plus
Heures par semaine40 (estimé)
Déplacementsavion : aucun · route : aucun
Milieu de travailDomicile, Bureau
PositionSurtout assis
Exigences physiquesphysique faible · ordinateur élevé
LanguesEnglish

Résumé et détails rédigés par l’IA à partir de l’offre; l’offre de l’employeur fait foi.

Highclere Capital

ChampValeur
Offres sur Jobsy2
Description

Highclere Capital Corporation

Mortgage Underwriter - Portfolio (Canada-wide)

Location: Remote - Hybrid | Department: Underwriting | Employment Type: Full-Time

About Highclere Capital

Highclere Capital is a growing, Ontario-based mortgage finance company focused on providing innovative lending solutions to underserved borrowers across Canada. With a sharp eye on compliance, service excellence, and responsible growth, we partner with mortgage professionals to deliver tailored financing with speed and integrity. As a remote-first team preparing to open our first office, we’re building a culture rooted in accountability, collaboration, and a shared commitment to doing the right thing—for our brokers, our partners, and one another.

About the Role

The Senior Mortgage Underwriter is responsible for managing complex residential mortgage files and supporting the consistency and quality of Highclere’s credit decisions. This role requires deep underwriting experience, the ability to assess higher-risk or exception-based scenarios, and sound judgment in applying investor and insurer guidelines. Senior Underwriters are trusted to work independently, handle a broader range of deal types, and maintain Highclere’s service standards under pressure.

Core Responsibilities

File Assessment & Decisioning

· Underwrite mortgage applications in accordance with Highclere’s lending guidelines and risk appetite

· Analyze documents including income, credit, down payment, and property valuations

· Identify red flags and escalate exceptions as needed

· Apply insurer and investor conditions with precision

Collaboration & Communication

· Liaise with brokers to request clarifications or outstanding documentation

· Partner with Sales to ensure complete and high-quality submissions

· Coordinate with Quality Assurance and AML teams on flagged issues

· Liaise with insurer partners (Sagen, CG, CMHC), on insured/insurable applications

· Support and train new hires as needed

Service & Efficiency

· Manage a personal pipeline to meet service level expectations

· Ensure clear documentation and timely responses to brokers and internal stakeholders

Compliance & Documentation

· Maintain audit-ready files with accurate system updates

· Stay up to date on regulatory policies and internal compliance procedures

· Participate in AML and compliance training

Skills & Experience

Must-Have Qualifications

· 5+ years of residential mortgage underwriting experience, ideally with exposure to both prime and non-prime lending

· Demonstrated strength in assessing complex or exception-based mortgage scenarios

· Strong judgment in balancing risk tolerance, investor conditions, and customer experience

· Detail-oriented with a high degree of consistency in decision-making

· Proficient in Microsoft Office and experienced with LOS systems

· Comfortable working independently in a remote-first, fast-paced environment

Nice-to-Have

· Experience in Alt-A or non-prime lending

· Familiarity with AML procedures and risk detection

· Exposure to both broker and institutional lending environments

· Bilingual in French is an asset

The full compensation package will be determined based on the applicant's experience.

Please note that we use AI-powered tools to help screen and evaluate resumes, identifying candidates whose skills and experience best align with the qualifications we're seeking for this role.

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