Senior Credit Analyst (13-Month Contract)

General Bank of Canada (“GBC”) is a Schedule I Chartered Bank headquartered in Edmonton, Alberta, and part of the Wheaton Group. Since our entrepreneurial beginnings in the 1950s, we’ve grown into one of Canada’s fastest-growing small banks, delivering innovative financing solutions across the automotive, aviation, and commercial sectors.

At GBC, our values of Trust, Discipline, People First, and Innovation shape everything we do. Our agile, forward-thinking approach allows us to design smarter, more responsive banking solutions for a rapidly evolving digital world.

We’re proud to be certified as a Great Place to Work for seven consecutive years, reflecting our commitment to a culture where people feel supported, empowered, and inspired to do their best work.

Giving back is part of who we are. Since 1969, our long-standing partnership with United Way has supported meaningful volunteerism, fundraising, and community initiatives that make a lasting difference.

When you join General Bank of Canada, you become part of a team that’s not only shaping the future of banking but also strengthening the communities we serve. And yes, we genuinely love it here, and we think you will too.

The Opportunity

We’re looking for a Senior Credit Analyst to join our Credit team on a 13-month contract and play an important role in our continued growth. At GBC, you won’t just fill a role; you’ll help build what’s next. This is a great opportunity to make a real impact, contribute your expertise, and further develop your skills in a dynamic, people-first environment.Reporting to the Director, Credit & Collections, the Senior Credit Analyst makes informed credit decisions on applications submitted electronically through automotive dealership financial services offices. This role balances responsible risk management with business growth while providing leadership, guidance, and escalation support to the Credit team.You will serve as a subject matter expert in indirect automotive lending, strengthen relationships with dealership Financial Services Managers, and help improve credit adjudication policies, procedures, and team practices.

Position Details

• Employment Duration: Expected end date is January 2028.
• Workplace Model: In-Office
• Location: Edmonton, AB.
• Working Conditions: Office environment with the ability to work remotely if required. Minimal physical effort including sitting, standing, and bending. Regular use of a computer and frequent interaction with employees and external contacts.
• Salary Range:The salary range for this position is $69,094.81 to $93,481.21. Compensation is commensurate with qualifications.
• Deadline to Apply: November 17, 2026.

Position Responsibilities

Credit Adjudication and Risk Management

• Evaluate clients’ credit and banking information to determine the level of risk associated with lending decisions.
• Review, approve, and communicate decisions on consumer loan and credit applications in accordance with lending policies, procedures, and guidelines.
• Deliver timely credit decisions that balance responsible risk management with business growth.
• Monitor and review loan and credit portfolios to support compliance with the Bank’s lending requirements.
• Conduct ad hoc analysis and reporting to keep customers and colleagues informed of important credit-related information.

Team Leadership and Development

• Provide day-to-day guidance, leadership, and subject matter expertise to Credit team members.
• Support the training and development of team members through coaching, feedback, and achievable development goals.
• Help monitor team performance and support team members in achieving established approval percentage targets.
• Provide risk guidance and coaching to the Sales team when required.

Dealership and Business Relationships

• Act as the primary point of contact for escalated credit matters, supporting consistent and professional communication between dealerships and the Sales team.
• Build productive relationships with dealership Financial Services Managers.
• Request and communicate client and credit information with dealerships in a timely and consistent manner.
• Work with internal teams to resolve program, dealership, lending, and credit-related challenges accurately and efficiently.
• Liaise with vendors and communicate significant issues to the Director, Credit & Collections or the Head of Operations.

Process and Policy Improvement

• Contribute ideas that improve credit adjudication processes and team practices.
• Maintain awareness of competitive industry trends and recommend improvements to credit policies, procedures, and standards.
• Serve as a retail loan product expert and respond to questions and concerns from customers and colleagues.

Requirements

What You Bring to the Table

Required Qualifications

• At least four years of experience in indirect automotive lending, consumer lending, or a related credit environment.
• Experience in consumer lending products, such as automotive loans, credit cards, or mortgages.
• Understanding of consumer credit fundamentals, credit-scoring methodologies, and risk-management practices.
• Post-secondary education in business, finance, economics, management, or a related field.
• Ability to evaluate complex information objectively and make sound, well-supported credit decisions.
• Strong written and verbal communication skills, including the ability to build trusted relationships and navigate challenging conversations professionally.
• Strong attention to detail and a commitment to accurate, consistent decision-making.
• Ability to protect confidential information and exercise discretion.
• Effective problem-solving, prioritization, and time-management skills in a changing business environment.
• Ability to work independently while contributing to shared team outcomes.
• Availability to work flexible hours, including evenings and Saturdays.
• Ability to successfully fulfill the pre-employment screening requirements, including criminal and credit checks, as well as employment references from individuals who can provide direct insights into your performance and effectiveness in previous roles.

Preferred Qualifications

• Credit or lending certification.
• Previous leadership, coaching, or team-development experience.
• Significant experience in indirect automotive lending.