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Publié le mois dernier

Bilingual Credit Analyst

@ Iceberg Finance Group

Vancouver, Colombie-Britannique

Sur placeTemps plein2+ ans d’expérience
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Iceberg Finance Group is hiring a bilingual Credit Analyst to evaluate automotive financing applications from individual customers. The role covers income, credit and collateral review, fraud detection and policy-based deal structuring, with dealership coordination. The posting states a full-time, 40-hour, Monday to Friday on-site schedule, and a group benefits plan starting day one.

Responsabilités :

  • Analyze applications including identity, income, credit history and debt ratios
  • Assess vehicle collateral value, LTV and accident history
  • Identify fraud indicators and document inconsistencies
  • Apply risk policies and recommend deal structures
  • Coordinate with dealership F&I teams to complete files

Résumé des exigences :

  • 2 to 5+ years of consumer credit experience
  • Automotive finance experience is an asset
  • Bilingual English and French
  • Exceptional attention to detail
  • Proficiency with Outlook, Teams, Word and Excel
  • Strong written and verbal communication

Outils et compétences

Avantages mentionnés

Assurance maladieSoins dentairesRégime de retraiteCongés payés
Source et dates

Site carrière / système de candidatures · bamboohr

Date publiée par l’employeur
2026-10-06
Première détection par notre source
2026-10-08
Mise à jour du dossier source
2026-10-09

Ces dates décrivent le dossier source, pas une vérification en direct du recrutement. Consultez l’offre originale.

Détails du poste

NiveauIntermédiaire
DomaineFinance et comptabilité
Expérience2 an(s) et plus
Heures par semaine40
Horairejour
Déplacementsavion : aucun · route : aucun
Milieu de travailBureau
PositionSurtout assis
Exigences physiquesphysique faible · ordinateur élevé
LanguesEnglish, French
Avantages mentionnésCongés payés généreux, Régime de retraite, Aide au transport en commun

Résumé et détails rédigés par l’IA à partir de l’offre; l’offre de l’employeur fait foi.

Iceberg Finance Group

Profil d’entreprise sauvegardé

Renseignements historiques provenant d’un profil The Jobs API sauvegardé (champs LinkedIn/Crunchbase). Ils ne sont pas vérifiés en temps réel; les chiffres peuvent avoir changé. Les valeurs manquantes restent inconnues.

Intelligent Financing

Description complète de l’entreprise

Iceberg Finance is an innovative financing company, offering alternative and flexible solutions in the fields of automotive financing, insurance product financing, mechanical warranties, and personal loans. 💼 Our mission is to provide innovative and flexible financing solutions tailored to the changing and specific needs of consumers and our business partners. With our commitment to excellence and innovation, we are here to help you achieve your financial goals. Follow us to discover how Iceberg Finance can help you make the financing process simple, transparent, and accessible to all!

Abonnés LinkedIn
2 225
Personnes associées sur LinkedIn
85
Bureaux déclarés
  • 2470 avenue Dalton, Québec, Québec G1P 3X1, CA
Catégories d’activité
  • Finance
  • Personal Finance
  • FinTech
  • Financial Services
Autres noms enregistrés
  • Iceberg Finance Group
  • Iceberg Finance
Le profil indique une agence de recrutement
Non
Investissement total déclaré
0

La devise et la date d’observation ne sont pas fournies; ce n’est ni une valorisation actuelle ni une ronde de financement.

Iceberg Finance is an innovative financing company, offering alternative and flexible solutions in the fields of automotive financing, insurance product financing, mechanical warranties, and personal loans. 💼 Our mission is to provide innovative and flexible financing solutions tailored to the changing and specific needs of consumers and our business partners. With our commitment to excellence and innovation, we…

ChampValeur
SecteurFinancial Services
Taille51-200 employees
Siège socialQuébec, Québec
Type d’organisationPrivately Held
Fondée en2012
Offres sur Jobsy15
LinkedInVoir la page
Description

About Us

A leader in automotive financing, Iceberg Finance is a Fintech company that has experienced exceptional growth in recent years, notably through the major acquisition of iFinance Canada in 2022. A finalist in 2022 and 2023 among the top lenders recognized by the Canadian Lender Association (CLA), Iceberg Finance aims to rank among the top three specialized and alternative lenders in Canada within the next year.

Position Summary

Reporting to the Director of the Credit Department, the Credit Analyst will be responsible for evaluating automotive financing applications from individual customers, optimizing decision-making (speed and quality), preventing fraud, and ensuring regulatory compliance while delivering a smooth and efficient experience to partner dealerships.

Key Responsibilities

  • Analyze submitted applications, including identity, income, employment stability, credit history, outstanding debts, debt-to-income ratios, and repayment capacity.
  • Assess vehicle collateral: market value, loan-to-value (LTV), mileage, model year, wear and tear, and accident history reports.
  • Identify fraud indicators (document inconsistencies, falsified pay stubs, address discrepancies, contract manipulation, straw buyers, etc.).
  • Apply risk policies: approval thresholds, pricing matrices based on credit score and term, maximum advances, down payments, and guarantees.
  • Recommend deal structures: loan term, down payment, co-borrower, ancillary products, etc.
  • Communicate with dealership partners (F&I teams) to clarify and complete files, accelerate approval cycles, and improve funding ratios.
  • Document decisions (notes, justifications, supporting documents) and participate in post-funding reviews (verifications and quality audits).

Skills and Qualifications

  • Experience in financing, administration, or a related field.
  • Bilingual: English and French.
  • 2 to 5+ years of experience in consumer credit; automotive finance experience is an asset.
  • Exceptional attention to detail and strong verification rigor.
  • Proficiency with computer tools (Outlook, Teams, Word, Excel, etc.).
  • Ability to work collaboratively in a fast-paced environment and meet tight deadlines.
  • Strong written and verbal communication skills.

Terms and Benefits

  • Full-time position, 40 hours per week
  • On-site schedule: Monday to Friday
  • Comprehensive group benefits plan starting on day one, including health and dental insurance
  • Employer contribution to an RRSP
  • Stimulating and collaborative work environment within a fast-growing company
  • On-site parking available
  • 3 weeks of vacation, with additional time off offered

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