Manager, Supply Chain Finance - Portfolio Management

A career as a Manager, Supply Chain
Finance - Portfolio & Client Management in the Supply Chain Finance team
within the Commercial and Private Banking sector at National Bank means acting
as a specialist in portfolio management, credit underwriting and receivables
financing. This job allows you to have a positive impact on our organization
through your expertise in Supply Chain Finance, financial analysis, transaction
structuring and client relationship management.

Your role:

• Manage
  and develop a portfolio of Supply Chain Finance and factoring
  relationships, with a focus on revenue growth, profitability, volumes,
  portfolio quality and client satisfaction.


• Build
  strong relationships with clients through regular portfolio reviews and
  identify opportunities to increase utilization, deepen existing
  relationships and support business growth.


• Analyze
  financial statements, credit quality and transaction structures, and
  prepare credit underwriting for new opportunities, renewals and amendments
  across Commercial Banking and Mid-Market clients.


• Assess
  and monitor risks related to receivables factoring and payable finance,
  including debtor credit risk, concentration, dilution, collections,
  commingling, credit insurance, covenants and other ongoing credit
  conditions.


• Coordinate
  new client onboarding and facility implementation, including legal
  documentation, credit insurance requests, assignment notifications,
  operating-system setup and client training on the Bank's factoring
  platform.


• Identify
  emerging portfolio risks and support the management and resolution of
  watchlist and financially challenged accounts in collaboration with Credit
  Risk Management, Special Accounts, Legal and Operations.

Your team:

The Supply Chain Finance team is part of the
Commercial and Private Banking sector and is entering an important phase of
growth, with a focus on expanding its presence in Ontario and Western Canada.

Based in Montreal, you work alongside specialized
Supply Chain Finance professionals while collaborating closely with Business
Development, Credit Risk Management, Legal, Operations and Special Accounts.
You contribute throughout the full client lifecycle, from initial transaction
structuring and credit underwriting through onboarding, portfolio management,
client development and risk monitoring.

The breadth of your mandate gives you exposure to
receivables factoring, payable finance, credit insurance, Commercial Banking
and Mid-Market transactions. You work in a specialized environment where
commercial, credit, legal and operational considerations come together, giving
you the opportunity to understand transactions end to end and contribute to the
continued growth of our Supply Chain Finance business across Canada.

We aim to offer you maximum flexibility to promote
your quality of life. This includes a hybrid work environment and a flexible,
adaptable schedule.

The Bank values continuous development and internal
mobility. Our personalized training programs, based on learning through action,
allow you to master your role and develop new areas of expertise. Tools such as
the Data Academy, language training, the Harvard Learning Center, and coaching
and mentoring support are available to you at all times.

Requirements:

• Significant
  experience in Supply Chain Finance, factoring, receivables finance or a
  closely related form of asset-based lending.


• Experience
  in receivables factoring and/or payable finance and in analyzing and
  structuring Supply Chain Finance transactions.


• Proficiency
  in financial analysis, credit underwriting and short-term credit-risk
  assessment.


• Strong
  knowledge of risks inherent to receivables financing, including debtor
  credit risk, dilution, concentration, collections, commingling and credit
  insurance.


• Experience
  managing Commercial Banking and/or Mid-Market relationships and working
  directly with senior client stakeholders.


• Experience
  with credit insurance providers, commercial agreements or
  receivables-finance operating platforms is an asset.

Languages: English
Reason to require this language: you will need to discuss frequently with our service providers or partners who speak a language other than French.
Required skills: Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork

Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!